top of page
Fists in Solidarity

Business Funding

LONG TERM

Provides long-term business funding in a lump sum, suitable for expansion-oriented businesses with good credit and solid revenue. Repaid with interest over a set timeframe, this loan type offers quick access to funds, usually within a week.

Pros: 

Receive a substantial cash amount upfront for your business investment.
Access larger loan amounts
Rapid funding available within 2-7 days


Cons:

Collateral may be necessary in certain cases.


Best for:

Businesses seeking expansion opportunitiesBusiness owners with strong credit and stable businesses in need of immediate funding

Business Meeting
Business Deal
SBA LOANS

Low rates, extended repayment terms, and up to $5 million in borrowing. Ideal for established businesses with strong credit, operating for at least 2 years, seeking business expansion or debt refinancing. Repayment ranges from 7 to 25 years, depending on fund utilization.

Pros:

Lowest rates on the market 

Borrow as much as $5 million

Longer repayment terms 7-25 years
 

Cons:

Long application process 

More qualifications required


Best for:

Expanding businesses or refinancing debt 

Business with good credit willing to wait for funding

BUSINESS LINE OF CREDIT

Offers flexible and unsecured access to funds up to your credit limit. Borrow and repay multiple times, paying interest only on the borrowed amount. Ideal for seasonal businesses, managing cash flow, and handling unexpected expenses.

Pros:

Flexible borrowing 

Typically no collateral required 


Cons:

May have maintenance fee or withdrawal fee

Good credit and consistent revenue required 


Best for: 

Short term needs 

Seasonal businesses to help manage cash flow

Online payment for shopping on e-commerce platforms
Computers
EQUIPMENT FINANCING 

Competitive rates offered for purchasing equipment, utilizing the equipment as collateral. Term duration is typically based on the expected lifespan of the equipment, and favorable terms are available to those with good credit and sound financial standing.

Pros:

After payments are complete you own the equipment

If you have good credit and strong finances you can get competitive rates.


Cons: 

May need a down payment


Best for:

Businesses in need of equipment with competitive financing rates.

SHORT TERM

Provide rapid funding in a lump sum with a fixed repayment term. Payments are typically made on a daily, weekly, or bi-weekly basis. Ideal for businesses with strong and consistent sales, seeking fast access to unsecured cash for various purposes.

Pros:

Fast Capital in as little as 24hrs

Unsecured 

Easy approval process 

Little documentation needed 


Cons:

Cost of borrowing can be more


Best for:

Businesses that have high and consistent sales and bank deposits

Businesses that need financing right away

Dollars
Work Desk
WORKING CAPITAL / INVOICE FACTORING

Provides immediate cash for unpaid customer invoices, allowing businesses to access funds without waiting for payment. Ideal for businesses with outstanding invoices in need of fast funding, offering an easier approval process compared to similar alternatives.

Pros:

Fast Cash

Fairly simple and easy approval


Cons: 

Cost of borrowing may be high


Best for: 

Businesses with invoice that need cash right away

Invoice with 30,60 or 90 day payment terms are best

REAL ESTATE FINANCING

Real estate financing is a great option for both investors and commercial property purchases. This option is best for individuals and businesses looking to purchase real estate.

Pros:

Fast funding

Specialized funding option for real estate

No Document or minimum documents required

​

Best for: 

Businesses looking to buy a new location

Investors looking to buy single family, multi family properties or fix and flip properties​
 

Real Estate Contract with Pen and Calculator
bottom of page